Does Insurance Cover Putting the Wrong Fuel in Your Car?
In most cases, standard car insurance does not cover putting the wrong fuel in your car. Misfuelling is usually considered driver error rather than accidental damage.
However, some breakdown providers such as the AA or RAC may offer misfuelling cover as an optional extra, depending on the level of cover you have.
If the wrong fuel has been added, it’s important not to start the engine, as this can increase the risk of engine damage.
Does Car Insurance Cover Misfuelling?
Most standard car insurance policies in the UK do not cover misfuelling.
Insurance companies usually classify putting the wrong fuel in a vehicle as driver error, which means it is not treated the same way as accidents, theft, or damage caused by another driver.
Some comprehensive policies may provide limited support, but this varies between insurers.
It’s always best to check the exact terms of your policy.
Call us if you need urgent assistance.
Does Breakdown Cover Include Wrong Fuel Assistance?
Some breakdown providers offer misfuelling cover as an optional add-on.
This may include:
- Draining the fuel tank
- Removing contaminated fuel
- Refilling with the correct fuel
- Getting the vehicle running again
However, not all policies include this automatically.
In many cases, drivers must purchase a higher level of cover for misfuelling assistance.
Does the AA Cover Wrong Fuel?
The AA offers misfuelling assistance under certain breakdown policies, but it is often included as an optional upgrade rather than standard cover.
Depending on the policy, the AA may:
- Drain the contaminated fuel
- Refill the tank
- Help get the vehicle running again
Drivers without the correct cover may still receive assistance but could be charged for the service.
Does the RAC Cover Wrong Fuel?
The RAC also provides misfuelling recovery under specific breakdown packages.
Similar to other providers, this service is typically included in higher-tier breakdown cover plans.
If misfuelling cover is not included, drivers may still receive help but may need to pay additional charges.
What If You’re Not Covered?
If your insurance or breakdown policy does not include misfuelling cover, we can assist you.
Our professional fuel drain service can safely remove contaminated fuel and flush the fuel system.
This can often be completed at the roadside or petrol station, allowing drivers to continue their journey without needing a garage repair.
What Should You Do If You Put the Wrong Fuel in Your Car?
If you realise the wrong fuel has been added:
- Do not start the engine
- If the engine has already started, switch it off immediately
- Do not attempt to drive the vehicle
- Call us 24/7 on 0330 633 44 53
Acting quickly can often prevent serious damage.
Summary
While car insurance rarely covers misfuelling, some breakdown providers like the AA or RAC may offer assistance depending on your level of cover.
If you’re unsure whether you’re covered, it’s important to act quickly and avoid starting the vehicle.
Put the wrong fuel in your car? Don’t start it.
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